Health
TennCare Medicaid Guidance
Understand TennCare eligibility, what it pays for, and what to do if you fall just outside it.
TennCare is Tennessee's Medicaid program. It covers eligible children, pregnant women, parents and caretakers, people with disabilities and many seniors who also have Medicare. Eligibility is based on income, household size and category rather than a single dollar figure, which is why so many families assume they don't qualify without ever checking.
As a licensed local brokerage, we do not process TennCare applications — the state does that — but we help you understand where you stand, coordinate TennCare with Medicare when both apply, and build a plan when the answer is no.
Problems we hear every week
Assuming you don't qualify
Households frequently rule themselves out based on an outdated income figure or a neighbor's experience.
Falling into the coverage gap
Some working families earn too much for TennCare and struggle with unsubsidized premiums.
Losing coverage at redetermination
A missed letter or a paperwork error can end coverage for an entire household without warning.
How we solve it
Plain-language eligibility screening
We walk through household size, income sources and category so you know whether applying makes sense.
Dual eligible coordination
If you have Medicare and TennCare, we match you with a dual eligible plan that maximizes both.
A real plan B
If you don't qualify, we compare under-65 health benefit options, short-term solutions and supplemental products that fit your budget.
Ready to see your options?
A review takes about twenty minutes, costs nothing, and ends with real numbers instead of a sales pitch.
What you gain
- A straight answer about where you likely stand
- No cost and no obligation for the review
- Coordination of TennCare with Medicare when both apply
- Alternatives when the answer is no, instead of a dead end
Serving Nashville and Middle Tennessee
We work with families across Middle Tennessee and the surrounding rural communities — Lebanon, Gallatin, Alexandria, Gordonsville, Hartsville, Castalian Springs, Woodbury and Rome — where household income often fluctuates seasonally and eligibility can change year to year.
FAQ
TennCare Medicaid questions we answer often
Can you enroll me in TennCare?+
TennCare applications go through the State of Tennessee. We help you understand eligibility, prepare, and coordinate any Medicare coverage alongside it.
Is there a charge for this help?+
No. Our consultation is free, and we are paid by carriers only when we place private insurance coverage.
What if my income changes during the year?+
Report it promptly. We can review whether a dual eligible plan, a marketplace option or another product now fits better.
Does TennCare cover long-term care?+
TennCare CHOICES covers certain long-term services and supports for those who qualify. We can point you toward the right starting place.
Get a free TennCare Medicaid review
We will compare your options, explain the trade-offs in plain language, and handle the paperwork. Serving Nashville, Middle Tennessee and our entire state.